Understanding Australian Government aged care funding programs and how to access them.
The Australian Government subsidises aged care for eligible older Australians. The main programs depend on whether you want to stay at home or move into residential care.
Launched July 2025, Support at Home replaced the Home Care Package program. It provides flexible, needs-based funding directly to approved providers to deliver care in your home. Funding is categorised across eight support levels based on your assessed needs.
Entry-level support for older Australians who need occasional help with everyday tasks — such as cleaning, meals, transport, or social support. CHSP services are subsidised but usually require a small co-contribution from the recipient.
If you move into a government-subsidised residential aged care home, the Government pays a daily care subsidy directly to the provider. The amount is based on your assessed care needs (ACFI or AN-ACC classification).
If you are providing substantial ongoing care to an elderly person, you may be eligible for Carer Payment (income support) and Carer Allowance (a fortnightly supplement). These are administered by Services Australia.
Important: Wait times for government-funded packages can vary. It is worth registering with My Aged Care as early as possible, even if you don't need care immediately.
Depending on your income and assets, you may be asked to contribute to the cost of your care:
Services Australia conducts income and asset assessments free of charge. Contact them on 1800 227 475 to arrange an assessment.
Australian veterans and war widows/widowers may be eligible for additional aged care support through the Department of Veterans' Affairs (DVA). The Veterans' Home Care program provides domestic assistance, personal care, respite, and safety-related home modifications.